Adam Puchi
Education
- Engineering Management, Arizona State University (2015-2018)
Adam Puchi
Background
Adam Puchi has worked for multiple law firms that represented commercial creditors, equipment financers, independent sales organizations, and payment processors. Most recently, he oversaw the performance of the entire portfolio at a highly respected fintech company that originated merchant cash advances and business loans. He collaborated across numerous departments to increase the efficiency of servicing the company’s portfolio resulting in a reduction of charge off rates, increase in recoveries, and minimized the impact debt settlement companies had on its portfolio.
During Adam’s tenure at the fintech company, he had to overcome the challenges that faced all lenders and funders in the industry: navigating through the COVID-19 pandemic without losing its securitization as some originators did. Through a team effort that included many of the company’s key personnel, the company was able to keep its securitization and its portfolio outperformed many of its competitors with respect to the historical 3-Month weighted average delinquency ratio. A detailed report can be found through Kroll Bond Rating Agency’s (KBRA) publication issued on March 12, 2021, entitled “U.S. Small Business Lending ABS Performance through COVID-19”. The publication further details how COVID-19 affected 8 KBRA rated small business lending asset backed securitizations and how each company compared to one another.
Prior to transitioning to the lending industry in-house, Adam was accepted by the California State Bar to study law pursuant to Rule 4.29 of the State Bar Rules.
Education
- Engineering Management, Arizona State University (2015-2018)